2022 Preferred Providers

Contact: Mike Terrell
Phone Number: (513) 870-2361
Toll Free: 1-800-769-0548
Email: mike_terrell@cinfin.com

Company Background:

Cincinnati Financial, operated through The Cincinnati Insurance Company, stands among the nation’s top 25 property/casualty insurer groups, based on 2021 net written premium. Hundreds of insurance companies have websites, many designed to sell insurance directly to consumers. While this may or may not lower their costs, it could eliminate two of the most important benefits of buying insurance - Getting personal service from an insurance professional; and finding hidden risks that could cost you tens of thousands of dollars when a loss isn’t covered. We quote and sell our policies only through skilled independent agents, who choose among several different insurance companies’ policies when they place your business. It is their job is to find the proper balance of protection and value that suits your needs. You may not gain this major advantage if you order a policy offered through a mass mailing or an insurer’s internet site.

Exclusive to CDS Members:

• A professional liability policy with coverage on an occurrence basis, usually for less premium than claims-made coverage. Inexpensive prior acts coverage to facilitate the move from claims-made to occurrence professional liability coverage
• A 3-year policy term, you would complete an application once every 3 years. Includes pure consent, requiring your consent to settle professional liability claims
• Provides separate limits for corporation or partnership, hygienists and assistants. Covers Department of Professional Regulation defense expenses – up to $25,000
• Members of CDS receive a 5% discount on their professional liability premiums